I recently came across the blog Scrapping with IkeaGoddess, and am oh-so-glad I did!! She compiles the best-of-the best digital scrapbooking freebies that are available each day, and then posts them on her blog. There are templates, alphas, kits, wordart...a little bit of everything. If you're thinking of getting started on digital but want to try before you buy lots of products, check out her site.
And you want to talk about the goldmine of free templates?! Check out Manda Girl, which I found thanks to Scrapping with IkeaGoddess. SOOOO many amazing templates...all for free!! Yeah!! :) (These are templates that can be used in PhotoShop or something similar.)
I soooo wish I would have come across these sites while I was working on our Life Book...so many great products!! Oh well, one day I'll have a little bambino so I'll have plenty of things to scrap (if I can find the time). :)